Rare Offering: 187-Acre Private Estate in Panama City, FL – Owner Financing Available

Rare Offering: 187-Acre Private Estate in Panama City, FL – Owner Financing Available

 

 

Welcome to 2601 Highway 20 E, a truly extraordinary opportunity to own a 187-acre private estate just minutes from Panama City, Lynn Haven, and only 17 miles from Florida’s famed emerald coast beaches. Set behind a 14-foot custom security gate, this property is a secluded sanctuary offering the ultimate blend of luxury, serenity, and country living.

A Grand Custom Residence

Built in 2007 with an uncompromising focus on craftsmanship and durability, the 6-bedroom, 6 full bath, 2 half bath custom estate spans 7,351 square feet of heated and cooled living space. From its soaring vaulted ceilings and concrete block construction on the first floor to 2×6 framing on the second, every detail was designed for elegance and longevity.

The primary suite is a luxurious retreat featuring his-and-her walk-in closets, a spa-inspired bathroom with a custom tile shower, and tranquil views of the surrounding acreage. The gourmet kitchen, formal dining room, cozy study, and entertainment-ready game room offer abundant space for family life or grand gatherings.

Seamless transitions to the outdoors lead to a zero-entry saltwater pool, lushly landscaped grounds, and panoramic views of a private, spring-fed lake stocked with bass, bream, and catfish.


Estate Features & Infrastructure

  • 6 Bedrooms | 6 Full Baths | 2 Half Baths

  • 7,351 sq ft of living space

  • Solid concrete block construction (first floor)

  • Andersen storm-rated windows & doors

  • 4 HVAC units & spray foam insulation for energy efficiency

  • 40KW whole-house generator powered by dual 500-gallon propane tanks

  • 2 deep wells, 2 septic systems, two 200-amp panels

  • 3-car garage with insulated 12’x8’ doors


Equestrian & Agricultural Amenities

For equestrian or farming enthusiasts, the estate includes a 60’ x 60’ Cypress horse barn featuring:

  • 7 stalls with individual water lines

  • A 575’ x 500’ fenced pasture area—perfect for horses or livestock

Additionally, a massive 60’ x 100’ enclosed workshop with four roll-up doors provides ideal space for equipment, RVs, or hobbyists of any kind.

The property is fenced on three sides and enhanced with newly planted pines (2021) to ensure future privacy and long-term value.


Natural Beauty & Endless Possibilities

At the heart of the estate lies a picturesque, spring-fed lake, offering year-round enjoyment—from fishing and paddling to peaceful sunrise reflections. The surrounding rolling pastures and towering pines create an unmatched natural setting, perfect for a family compound, luxury retreat, or working farm.


Key Highlights

  • 187 acres of pristine land with a mix of pasture, forest, and water

  • Fully stocked private lake

  • Zero-entry saltwater pool with scenic views

  • Luxury finishes and custom craftsmanship throughout

  • Owner financing available – a rare flexibility for such a premium offering

  • Minutes to Panama City & Gulf beaches


A Legacy Property

More than just a home, 2601 Highway 20 E is a lifestyle estate, offering the perfect harmony of privacy, luxury, and recreational freedom. Whether your vision is a private ranch, equestrian haven, or multigenerational retreat, this property provides the canvas to bring it to life.

Opportunities like this are few and far between. Experience the grandeur, seclusion, and potential of this extraordinary Florida estate.

From Zillow

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